US
Bend, OR
Oregon salary market
$73.7K
Avg / Year
Near national
vs National
230
Employment
$6.1K
Monthly Avg
Updated for 2026

Loan Officer Salary in Bend, OR (2026)

The Loan Officer salary in Bend, OR for 2026 is presented as a modeled salary benchmark built from the latest official BLS wage baseline, then extended with wage trend history, employment outlook, and tech-market signals where available. This guide compares the Bend, OR market with the U.S. baseline and breaks projected pay down by experience, skills, industry, and nearby markets.

Official BLS baseline: 2024Bend, OR city pageModeled salary guide10 min read
City Average
$73.7K
per year
Entry Level
$49.3K
starting range
Senior Level
$109K
upper local band
Remote / Hybrid
$75.2K
modeled local premium
Monthly
$6.1K
avg before tax
Hourly Rate
$34
median equivalent
Salary figures projected to 2026  from May 2024BLS OEWS baseline  ·  Projections use wage history, employment outlook, and tech-market signals where available
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Loan Officer Salary Overview in Bend, OR

Careerclev's modeled 2026 benchmark places Loan Officer pay in Bend, OR at about $73,700.0 per year. On the latest official BLS baseline for this market, the lower local range starts near $46,860.0, while the strongest-paid professionals can reach about $132,580.

Salary estimates are based on data from the Bend, Or metropolitan area.

If you’re comparing Loan Officer salaries in Bend, OR, the real story isn’t just the headline number. Local employer mix, seniority, specialization, and whether the role is remote, hybrid, or onsite can push compensation well above or below the local median.

Bend, OR vs. U.S. National Average

Bend, OR pays near national for Loan Officer roles. The difference is driven by local employer demand, industry mix, cost pressures, and how concentrated this role is in the underlying metro labor market.

United States National Average
$74.2K
all U.S. markets combined
-1%
Bend, OR Premium
Bend, OR City Average
$73.7K
Loan Officer
MarketProjected Salaryvs Bend, ORMarket Maturity
Bend, OR (this guide)$73,700.0BaselineLocal market
United States$74,180.0Near nationalNational baseline
Corvallis, OR$84,030.0+14% vs U.S.Comparable city
Portland, OR$75,020.0+2% vs U.S.Comparable city
Grants Pass, OR$74,520.0+1% vs U.S.Comparable city
Why Bend, OR pay differsThe strongest city salary premiums usually appear where employers compete for specialized talent, where the role is concentrated, and where local costs make compensation harder to hold down.

Loan Officer Salary by Experience Level in Bend, OR

Experience changes the local salary picture quickly because employers usually pay for independence, specialization, and broader scope, not just years on paper. In Bend, OR, this breakdown shows how aLoan Officer can move from early-career pay into stronger bands as the role becomes more self-directed.

Entry-Level
0-2 years
$62.9K
$35/hr median equivalent
$49.3K - $73.7K
Mid-Level
3-5 years
$73.7K
$35/hr median equivalent
$62.9K - $109K
Senior
6-10 years
$109K
$35/hr median equivalent
$73.7K - $140K
Lead / Principal
10+ years
$140K
$35/hr median equivalent
$109K - $170K
LevelExperienceProjected SalaryProjected RangeMarket Signal
Entry-Level Loan Officer0-2 years$62,899.0$49,330.0 - $73,700.0-15% vs U.S.
Mid-Level Loan Officer3-5 years$73,700.0$62,899.0 - $108,976Near national
Senior Loan Officer6-10 years$108,976$73,700.0 - $139,568+47% vs U.S.
Lead / Principal Loan Officer10+ years$139,568$108,976 - $170,273+88% vs U.S.
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Best Salary Areas Near Bend, OR

Nearby metro areas help show how Loan Officer pay changes around Bend, OR. Each market reflects its own employer mix, local demand, and industry concentration, making these comparisons useful for candidates weighing their location options.

#1
Bend, OR
$73.7K
avg / year
Salary estimates are based on data from the Bend, Or metropolitan area.
This guide
#2
Corvallis, OR
$84.0K
avg / year
Nearby labor market benchmark for comparing Loan Officer salaries around Bend, OR.
+14% vs U.S.
#3
Portland, OR
$75.0K
avg / year
Nearby labor market benchmark for comparing Loan Officer salaries around Bend, OR.
+2% vs U.S.
#4
Grants Pass, OR
$74.5K
avg / year
Nearby labor market benchmark for comparing Loan Officer salaries around Bend, OR.
+1% vs U.S.
#5
Salem, OR
$74.2K
avg / year
Nearby labor market benchmark for comparing Loan Officer salaries around Bend, OR.
Near national

Loan Officer Salary by Industry in Bend, OR

Industry premiums in Bend, OR usually come from employers that place the Loan Officer role close to revenue, infrastructure, compliance, product delivery, or other high-value work. National industry data gives the best available benchmark until local industry slices are available.

IndustryModeled SalaryReference RangeSignal
Retail Trade$101,630$39,610.0 - N/AStronger salary
Real Estate, Rental, and Leasing$95,460.0$37,090.0 - $128,370Stronger salary
Government Excluding Schools, Hospitals, and Postal Service$78,810.0$59,950.0 - $107,240Stronger salary
Information$77,960.0$58,960.0 - $110,630Competitive
Management of Companies and Enterprises$75,750.0$47,420.0 - $135,040Competitive
Government, Schools, Hospitals, and Postal Service$75,720.0$49,520.0 - $108,400Competitive
Finance and Insurance$73,640.0$37,980.0 - $141,160Competitive
Construction$70,590.0$32,460.0 - $140,010Competitive

Entry-Level Loan Officer Salary in Bend, OR

Entry-level Loan Officer jobs in Bend, OR are modeled around the lower local wage percentiles. Candidates who can show practical projects, job-ready tools, and strong fundamentals usually have a better path into the middle of the local salary range.

For a broader starting-pay benchmark beyond this city market, see the entry-level Loan Officer salary guide.

Entry estimateA reasonable entry-level salary benchmark for Loan Officer roles in Bend, OR is about $62,899.0.
Preparation pathJob Zone Four: Considerable Preparation Needed. Typical education: Most of these occupations require a four-year bachelor's degree, but some do not. Training signal: Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Remote vs Onsite Loan Officer Pay in Bend, OR

Remote work can widen the employer pool for Loan Officer candidates in Bend, OR. Onsite and hybrid roles may still pay more when employers need local availability, local clients, regulated work, or team coverage.

Local Onsite Role
$73,700.0
avg local employer
Hybrid Role
$75,174.0
modeled local premium
+2% local avg
Work TypeEstimated SalaryExperienceBest FitFlexibility
Remote$72,226.0Market dependentNational hiring poolsHigh
Hybrid$75,174.0Metro dependentBend, OR employersMedium
Onsite$73,700.0Location dependentLocal teams and operationsLower

Cost of Living vs Salary in Bend, OR

A salary in Bend, OR should be read alongside housing, commuting, tax, and everyday costs. The same annual pay can feel very different at entry, mid-level, and senior levels.

Monthly Expense
Entry
Mid
Senior
Housing / rent
$982.7
$1.4K
$1.7K
Transport / commute
$215.0
$245.7
$276.4
Food and groceries
$460.6
$491.3
$552.8
Utilities and internet
$215.0
$245.7
$276.4
Estimated remainder
$2.1K
$3.2K
$3.9K
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Top Employers Hiring Loan Officers in Bend, OR

Employer mix is one of the biggest city-level salary drivers. The industries below highlight where Loan Officer pay tends to be strongest in Bend, OR, based on the sectors that create the most hiring demand for this role.

1
Retail Trade employers
$102K
Industry benchmark for Loan Officer roles where local employer demand can lift salaries.
2
Real Estate, Rental, and Leasing employers
$95.5K
Industry benchmark for Loan Officer roles where local employer demand can lift salaries.
3
Government Excluding Schools, Hospitals, and Postal Service employers
$78.8K
Industry benchmark for Loan Officer roles where local employer demand can lift salaries.
4
Information employers
$78.0K
Industry benchmark for Loan Officer roles where local employer demand can lift salaries.
5
Management of Companies and Enterprises employers
$75.8K
Industry benchmark for Loan Officer roles where local employer demand can lift salaries.
6
Government, Schools, Hospitals, and Postal Service employers
$75.7K
Industry benchmark for Loan Officer roles where local employer demand can lift salaries.

Bend, OR Compared With Other U.S. Cities

This comparison is useful when one city salary number is not enough on its own. It shows whetherBend, OR is genuinely a stronger-paying market for Loan Officer work or whether the local benchmark sits closer to the broader national middle.

Bend, OR
This guide
$73.7K
Baseline
Corvallis, OR
Nearby U.S. market
$84.0K
+14% vs U.S.
Portland, OR
Nearby U.S. market
$75.0K
+2% vs U.S.
Grants Pass, OR
Nearby U.S. market
$74.5K
+1% vs U.S.
Salem, OR
Nearby U.S. market
$74.2K
Near national
Eugene, OR
Nearby U.S. market
$71.4K
-3% vs U.S.
Albany, OR
Nearby U.S. market
$68.7K
-7% vs U.S.

Career Growth Opportunities in Bend, OR

Local career growth is strongest when it is read through both the city salary ladder and the broader national demand outlook. The city salary benchmark shows what this market currently pays, while the career path and BLS demand data show how that benchmark can expand with scope and responsibility.

1
Intern / Trainee
$43.0K - $57.9K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
2
Junior
$53.4K - $70.5K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
3
Mid Level
$66.8K - $83.1K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
4
Senior
$80.1K - $104K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
5
Lead
$95.0K - $120K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
6
Principal / Architect
$111K - $152K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
BLS Demand SignalEmployment is projected to change by 1.7% from 2024 to 2034.
About averageAnnual openings: 20.3 thousand.
Metric2026 Outlook
Projected employment301.4k → 306.5k
Typical educationMost of these occupations require a four-year bachelor's degree, but some do not.
Related experienceA considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.
Local market anchor230 jobs with a median of $73,700.0

Factors Affecting Loan Officer Salary in Bend, OR

Local pay rarely moves for one reason alone. In city markets, the biggest differences usually come from employer concentration, industry mix, seniority, and whether the role is tied to business-critical work that is harder to staff.

Years of Experience
Salary usually rises as the role moves from entry-level execution to independent ownership, mentoring, and broader decision-making.
Location and Cost of Living
Local salary ranges vary by labor market, employer density, and household-income context.
Industry
Industry pay can vary when employers in higher-margin or harder-to-staff sectors compete for the same occupation.
Specialized Skills
O*NET marks high-demand role-specific skills as relevant skills for this role, making them useful anchors for specialization and salary-growth content.

How to Increase Your Loan Officer Salary in Bend, OR

In city markets, salary growth often comes from better positioning as much as from patience. These moves are most useful when you already understand the local benchmark and want a clearer path beyond it.

1
Benchmark against stronger markets
Compare national, metro, and industry salary facts before negotiating so your target range is grounded in current wage data.
1-3 months timeline
2
Build a visible specialization
Prioritize skills such as high-demand role-specific skills; O*NET relevance scores make these good first candidates for portfolio and resume positioning.
3-9 months timeline
3
Target higher-paying industries
Use industry salary facts to identify sectors that already pay above the occupation baseline.
2-6 months timeline
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Loan Officer Salary in Bend, OR: FAQs

These questions usually come up after readers compare the city benchmark, the statewide picture, and the local experience ladder. They help clarify how to read the market and what matters most when you compare this city with other options.

These FAQs focus on how readers searching for "Loan Officer" usually compare local pay, employer mix, and market differences in this city.

What is the average Loan Officer in Bend, ORs salary?
The latest national baseline for Loan Officers is about $74,200 per year, based on the current BLS-derived salary facts in CareerClev.
What is the entry-level Loan Officer in Bend, ORs salary?
Entry-level estimates for Loan Officers are modeled around the lower BLS percentile range, currently about $38,500 per year nationally.
How much can senior Loan Officer in Bend, ORs professionals earn?
Senior Loan Officers estimates are modeled from upper percentile wage bands and currently sit around $101,900 per year nationally.
Does location affect Loan Officer in Bend, ORs salary?
Yes. CareerClev stores salary facts by national, state, and metro locations, so location-specific pages should use the closest available geography instead of a single national number.
Which skills matter for Loan Officer in Bend, ORs salary growth?
CareerClev uses O*NET skill importance and level scores to identify role-relevant skills. These are useful for recommendations, but should not be presented as measured salary premiums unless enriched compensation data exists.
Data
Data Sources & MethodologyUpdated using 2024 BLS OEWS salary facts, O*NET occupation-skill data, Census location context where available, ILOSTAT country benchmarks where mapped, BLS Employment Projections where imported, and Stack Overflow Developer Survey enrichment for mapped tech roles.
Salary figures use BLS OEWS wage facts for 2024. City pages use the BLS metropolitan area as the salary dataset, display the largest city as the public page name, and model experience bands from local wage percentiles.
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