US
Utica, NY
New York salary market
$87.9K
Avg / Year
-30% vs U.S.
vs National
40
Employment
$7.3K
Monthly Avg
Updated for 2026

Actuary Salary in Utica, NY (2026)

The Actuary salary in Utica, NY for 2026 is presented as a modeled salary benchmark built from the latest official BLS wage baseline, then extended with wage trend history, employment outlook, and tech-market signals where available. This guide compares the Utica, NY market with the U.S. baseline and breaks projected pay down by experience, skills, industry, and nearby markets.

Official BLS baseline: 2024Utica, NY city pageModeled salary guide10 min read
City Average
$87.9K
per year
Entry Level
$69.1K
starting range
Senior Level
$125K
upper local band
Remote / Hybrid
$89.7K
modeled local premium
Monthly
$7.3K
avg before tax
Hourly Rate
$43
median equivalent
Salary figures projected to 2026  from May 2024BLS OEWS baseline  ·  Projections use wage history, employment outlook, and tech-market signals where available
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Actuary Salary Overview in Utica, NY

Careerclev's modeled 2026 benchmark places Actuary pay in Utica, NY at about $87,937.0 per year. On the latest official BLS baseline for this market, the lower local range starts near $70,750.0, while the strongest-paid professionals can reach about $180,910.

Salary estimates are based on data from the Utica-Rome, NY metropolitan area, which includes nearby cities such as Rome.

If you’re comparing Actuary salaries in Utica, NY, the real story isn’t just the headline number. Local employer mix, seniority, specialization, and whether the role is remote, hybrid, or onsite can push compensation well above or below the local median.

Utica, NY vs. U.S. National Average

Utica, NY pays -30% vs u.s. for Actuary roles. The difference is driven by local employer demand, industry mix, cost pressures, and how concentrated this role is in the underlying metro labor market.

United States National Average
$126K
all U.S. markets combined
-30%
Utica, NY Premium
Utica, NY City Average
$87.9K
Actuary
MarketProjected Salaryvs Utica, NYMarket Maturity
Utica, NY (this guide)$87,937.0BaselineLocal market
United States$125,770+43% vs U.S.National baseline
New York, NY$140,640+60% vs U.S.Comparable city
Rochester, NY$114,490+30% vs U.S.Comparable city
Albany, NY$109,220+24% vs U.S.Comparable city
Why Utica, NY pay differsThe strongest city salary premiums usually appear where employers compete for specialized talent, where the role is concentrated, and where local costs make compensation harder to hold down.

Actuary Salary by Experience Level in Utica, NY

Experience changes the local salary picture quickly because employers usually pay for independence, specialization, and broader scope, not just years on paper. In Utica, NY, this breakdown shows how aActuary can move from early-career pay into stronger bands as the role becomes more self-directed.

Entry-Level
0-2 years
$69.1K
$42/hr median equivalent
$69.1K - $87.9K
Mid-Level
3-5 years
$87.9K
$42/hr median equivalent
$69.1K - $125K
Senior
6-10 years
$125K
$42/hr median equivalent
$87.9K - $177K
Lead / Principal
10+ years
$177K
$42/hr median equivalent
$125K - $216K
LevelExperienceProjected SalaryProjected RangeMarket Signal
Entry-Level Actuary0-2 years$69,136.0$69,136.0 - $87,937.0-45% vs U.S.
Mid-Level Actuary3-5 years$87,937.0$69,136.0 - $125,363-30% vs U.S.
Senior Actuary6-10 years$125,363$87,937.0 - $176,783Near national
Lead / Principal Actuary10+ years$176,783$125,363 - $215,675+41% vs U.S.
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Best Salary Areas Near Utica, NY

Nearby metro areas help show how Actuary pay changes around Utica, NY. Each market reflects its own employer mix, local demand, and industry concentration, making these comparisons useful for candidates weighing their location options.

#1
Utica, NY
$87.9K
avg / year
Salary estimates are based on data from the Utica-Rome, NY metropolitan area, which includes nearby cities such as Rome.
This guide
#2
New York, NY
$141K
avg / year
Nearby labor market benchmark for comparing Actuary salaries around Utica, NY.
+60% vs U.S.
#3
Rochester, NY
$114K
avg / year
Nearby labor market benchmark for comparing Actuary salaries around Utica, NY.
+30% vs U.S.
#4
Albany, NY
$109K
avg / year
Nearby labor market benchmark for comparing Actuary salaries around Utica, NY.
+24% vs U.S.
#5
Buffalo, NY
$108K
avg / year
Nearby labor market benchmark for comparing Actuary salaries around Utica, NY.
+23% vs U.S.

Actuary Salary by Industry in Utica, NY

Industry premiums in Utica, NY usually come from employers that place the Actuary role close to revenue, infrastructure, compliance, product delivery, or other high-value work. National industry data gives the best available benchmark until local industry slices are available.

IndustryModeled SalaryReference RangeSignal
Other Services Except Public Administration$170,660$59,670.0 - N/AStronger salary
Information$162,770$106,710 - $163,740Stronger salary
Administrative, Support, Waste Management, and Remediation Services$146,130$84,250.0 - $158,760Stronger salary
Management of Companies and Enterprises$133,030$78,720.0 - $212,960Competitive
Finance and Insurance$126,830$77,780.0 - $204,730Competitive
Government Excluding Schools, Hospitals, and Postal Service$118,910$59,200.0 - $181,210Competitive
Professional, Scientific, and Technical Services$111,640$64,190.0 - $218,790Competitive
Government, Schools, Hospitals, and Postal Service$107,810$59,600.0 - $181,210Competitive

Entry-Level Actuary Salary in Utica, NY

Entry-level Actuary jobs in Utica, NY are modeled around the lower local wage percentiles. Candidates who can show practical projects, job-ready tools, and strong fundamentals usually have a better path into the middle of the local salary range.

For a broader starting-pay benchmark beyond this city market, see the entry-level Actuary salary guide.

Entry estimateA reasonable entry-level salary benchmark for Actuary roles in Utica, NY is about $69,136.0.
Preparation pathJob Zone Four: Considerable Preparation Needed. Typical education: Most of these occupations require a four-year bachelor's degree, but some do not. Training signal: Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Remote vs Onsite Actuary Pay in Utica, NY

Remote work can widen the employer pool for Actuary candidates in Utica, NY. Onsite and hybrid roles may still pay more when employers need local availability, local clients, regulated work, or team coverage.

Local Onsite Role
$87,937.0
avg local employer
Hybrid Role
$89,695.7
modeled local premium
+2% local avg
Work TypeEstimated SalaryExperienceBest FitFlexibility
Remote$86,178.3Market dependentNational hiring poolsHigh
Hybrid$89,695.7Metro dependentUtica, NY employersMedium
Onsite$87,937.0Location dependentLocal teams and operationsLower

Cost of Living vs Salary in Utica, NY

A salary in Utica, NY should be read alongside housing, commuting, tax, and everyday costs. The same annual pay can feel very different at entry, mid-level, and senior levels.

Monthly Expense
Entry
Mid
Senior
Housing / rent
$1.2K
$1.6K
$2.1K
Transport / commute
$256.5
$293.1
$329.8
Food and groceries
$549.6
$586.2
$659.5
Utilities and internet
$256.5
$293.1
$329.8
Estimated remainder
$2.5K
$3.8K
$4.7K
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Top Employers Hiring Actuarys in Utica, NY

Employer mix is one of the biggest city-level salary drivers. The industries below highlight where Actuary pay tends to be strongest in Utica, NY, based on the sectors that create the most hiring demand for this role.

1
Other Services Except Public Administration employers
$171K
Industry benchmark for Actuary roles where local employer demand can lift salaries.
2
Information employers
$163K
Industry benchmark for Actuary roles where local employer demand can lift salaries.
3
Administrative, Support, Waste Management, and Remediation Services employers
$146K
Industry benchmark for Actuary roles where local employer demand can lift salaries.
4
Management of Companies and Enterprises employers
$133K
Industry benchmark for Actuary roles where local employer demand can lift salaries.
5
Finance and Insurance employers
$127K
Industry benchmark for Actuary roles where local employer demand can lift salaries.
6
Government Excluding Schools, Hospitals, and Postal Service employers
$119K
Industry benchmark for Actuary roles where local employer demand can lift salaries.

Utica, NY Compared With Other U.S. Cities

This comparison is useful when one city salary number is not enough on its own. It shows whetherUtica, NY is genuinely a stronger-paying market for Actuary work or whether the local benchmark sits closer to the broader national middle.

Utica, NY
This guide
$87.9K
Baseline
New York, NY
Nearby U.S. market
$141K
+60% vs U.S.
Rochester, NY
Nearby U.S. market
$114K
+30% vs U.S.
Albany, NY
Nearby U.S. market
$109K
+24% vs U.S.
Buffalo, NY
Nearby U.S. market
$108K
+23% vs U.S.
Syracuse, NY
Nearby U.S. market
$107K
+21% vs U.S.
New York, NY
Nearby U.S. market
$140K
+59% vs U.S.

Career Growth Opportunities in Utica, NY

Local career growth is strongest when it is read through both the city salary ladder and the broader national demand outlook. The city salary benchmark shows what this market currently pays, while the career path and BLS demand data show how that benchmark can expand with scope and responsibility.

1
Intern / Trainee
$72.9K - $98.1K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
2
Junior
$90.6K - $120K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
3
Mid Level
$113K - $141K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
4
Senior
$136K - $176K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
5
Lead
$161K - $204K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
6
Principal / Architect
$189K - $258K
Progression at this step usually reflects broader ownership, stronger specialization, and higher-value outcomes.
BLS Demand SignalEmployment is projected to change by 21.8% from 2024 to 2034.
Much faster than averageAnnual openings: 2.4 thousand.
Metric2026 Outlook
Projected employment33.6k → 40.9k
Typical educationMost of these occupations require a four-year bachelor's degree, but some do not.
Related experienceA considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.
Local market anchor40 jobs with a median of $87,937.0

Factors Affecting Actuary Salary in Utica, NY

Local pay rarely moves for one reason alone. In city markets, the biggest differences usually come from employer concentration, industry mix, seniority, and whether the role is tied to business-critical work that is harder to staff.

Years of Experience
Salary usually rises as the role moves from entry-level execution to independent ownership, mentoring, and broader decision-making.
Location and Cost of Living
Local salary ranges vary by labor market, employer density, and household-income context.
Industry
Industry pay can vary when employers in higher-margin or harder-to-staff sectors compete for the same occupation.
Specialized Skills
O*NET marks high-demand role-specific skills as relevant skills for this role, making them useful anchors for specialization and salary-growth content.

How to Increase Your Actuary Salary in Utica, NY

In city markets, salary growth often comes from better positioning as much as from patience. These moves are most useful when you already understand the local benchmark and want a clearer path beyond it.

1
Benchmark against stronger markets
Compare national, metro, and industry salary facts before negotiating so your target range is grounded in current wage data.
1-3 months timeline
2
Build a visible specialization
Prioritize skills such as high-demand role-specific skills; O*NET relevance scores make these good first candidates for portfolio and resume positioning.
3-9 months timeline
3
Target higher-paying industries
Use industry salary facts to identify sectors that already pay above the occupation baseline.
2-6 months timeline
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Actuary Salary in Utica, NY: FAQs

These questions usually come up after readers compare the city benchmark, the statewide picture, and the local experience ladder. They help clarify how to read the market and what matters most when you compare this city with other options.

These FAQs focus on how readers searching for "Actuary" usually compare local pay, employer mix, and market differences in this city.

What is the average Actuaries salary?
The latest national baseline for Actuaries is about $125,800 per year, based on the current BLS-derived salary facts in CareerClev.
What is the entry-level Actuaries salary?
Entry-level estimates for Actuaries are modeled around the lower BLS percentile range, currently about $75,200 per year nationally.
How much can senior Actuaries professionals earn?
Senior Actuaries estimates are modeled from upper percentile wage bands and currently sit around $164,900 per year nationally.
Does location affect Actuaries salary?
Yes. CareerClev stores salary facts by national, state, and metro locations, so location-specific pages should use the closest available geography instead of a single national number.
Which skills matter for Actuaries salary growth?
CareerClev uses O*NET skill importance and level scores to identify role-relevant skills. These are useful for recommendations, but should not be presented as measured salary premiums unless enriched compensation data exists.
Data
Data Sources & MethodologyUpdated using 2024 BLS OEWS salary facts, O*NET occupation-skill data, Census location context where available, ILOSTAT country benchmarks where mapped, BLS Employment Projections where imported, and Stack Overflow Developer Survey enrichment for mapped tech roles.
Salary figures use BLS OEWS wage facts for 2024. City pages use the BLS metropolitan area as the salary dataset, display the largest city as the public page name, and model experience bands from local wage percentiles.
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