Insurance Underwriter Salary Overview in Wilmington, NC
Careerclev's modeled 2026 benchmark places Insurance Underwriter pay in Wilmington, NC at about $59,145.0 per year. On the latest official BLS baseline for this market, the lower local range starts near $48,550.0, while the strongest-paid professionals can reach about $83,170.0.
Salary estimates are based on data from the Wilmington, Nc metropolitan area.
If you’re comparing Insurance Underwriter salaries in Wilmington, NC, the real story isn’t just the headline number. Local employer mix, seniority, specialization, and whether the role is remote, hybrid, or onsite can push compensation well above or below the local median.
Wilmington, NC vs. U.S. National Average
Wilmington, NC pays -26% vs u.s. for Insurance Underwriter roles. The difference is driven by local employer demand, industry mix, cost pressures, and how concentrated this role is in the underlying metro labor market.
| Market | Projected Salary | vs Wilmington, NC | Market Maturity |
|---|---|---|---|
| Wilmington, NC (this guide) | $59,145.0 | Baseline | Local market |
| United States | $79,880.0 | +35% vs U.S. | National baseline |
| Charlotte, NC | $80,690.0 | +36% vs U.S. | Comparable city |
| Raleigh, NC | $76,800.0 | +30% vs U.S. | Comparable city |
| Greensboro, NC | $72,980.0 | +23% vs U.S. | Comparable city |
Insurance Underwriter Salary by Experience Level in Wilmington, NC
Experience changes the local salary picture quickly because employers usually pay for independence, specialization, and broader scope, not just years on paper. In Wilmington, NC, this breakdown shows how aInsurance Underwriter can move from early-career pay into stronger bands as the role becomes more self-directed.
| Level | Experience | Projected Salary | Projected Range | Market Signal |
|---|---|---|---|---|
| Entry-Level Insurance Underwriter | 0-2 years | $52,528.0 | $47,104.0 - $59,145.0 | -34% vs U.S. |
| Mid-Level Insurance Underwriter | 3-5 years | $59,145.0 | $52,528.0 - $77,880.0 | -26% vs U.S. |
| Senior Insurance Underwriter | 6-10 years | $77,880.0 | $59,145.0 - $80,694.0 | -3% vs U.S. |
| Lead / Principal Insurance Underwriter | 10+ years | $80,694.0 | $77,880.0 - $98,446.0 | +1% vs U.S. |
Best Salary Areas Near Wilmington, NC
Nearby metro areas help show how Insurance Underwriter pay changes around Wilmington, NC. Each market reflects its own employer mix, local demand, and industry concentration, making these comparisons useful for candidates weighing their location options.
Insurance Underwriter Salary by Industry in Wilmington, NC
Industry premiums in Wilmington, NC usually come from employers that place the Insurance Underwriter role close to revenue, infrastructure, compliance, product delivery, or other high-value work. National industry data gives the best available benchmark until local industry slices are available.
| Industry | Modeled Salary | Reference Range | Signal |
|---|---|---|---|
| Health Care and Social Assistance | $99,940.0 | $49,940.0 - $114,200 | Stronger salary |
| Real Estate, Rental, and Leasing | $82,980.0 | $81,360.0 - $108,960 | Stronger salary |
| Finance and Insurance | $79,960.0 | $51,870.0 - $139,510 | Stronger salary |
| Professional, Scientific, and Technical Services | $78,970.0 | $46,650.0 - $127,370 | Competitive |
| Other Services Except Public Administration | $78,870.0 | $49,520.0 - $115,860 | Competitive |
| Management of Companies and Enterprises | $78,490.0 | $53,540.0 - $125,230 | Competitive |
| Administrative, Support, Waste Management, and Remediation Services | $75,000.0 | $47,490.0 - $126,570 | Competitive |
| Government Excluding Schools, Hospitals, and Postal Service | $73,930.0 | $50,000.0 - $107,350 | Competitive |
Entry-Level Insurance Underwriter Salary in Wilmington, NC
Entry-level Insurance Underwriter jobs in Wilmington, NC are modeled around the lower local wage percentiles. Candidates who can show practical projects, job-ready tools, and strong fundamentals usually have a better path into the middle of the local salary range.
For a broader starting-pay benchmark beyond this city market, see the entry-level Insurance Underwriter salary guide.
Remote vs Onsite Insurance Underwriter Pay in Wilmington, NC
Remote work can widen the employer pool for Insurance Underwriter candidates in Wilmington, NC. Onsite and hybrid roles may still pay more when employers need local availability, local clients, regulated work, or team coverage.
| Work Type | Estimated Salary | Experience | Best Fit | Flexibility |
|---|---|---|---|---|
| Remote | $57,962.1 | Market dependent | National hiring pools | High |
| Hybrid | $60,327.9 | Metro dependent | Wilmington, NC employers | Medium |
| Onsite | $59,145.0 | Location dependent | Local teams and operations | Lower |
Cost of Living vs Salary in Wilmington, NC
A salary in Wilmington, NC should be read alongside housing, commuting, tax, and everyday costs. The same annual pay can feel very different at entry, mid-level, and senior levels.
Top Employers Hiring Insurance Underwriters in Wilmington, NC
Employer mix is one of the biggest city-level salary drivers. The industries below highlight where Insurance Underwriter pay tends to be strongest in Wilmington, NC, based on the sectors that create the most hiring demand for this role.
Wilmington, NC Compared With Other U.S. Cities
This comparison is useful when one city salary number is not enough on its own. It shows whetherWilmington, NC is genuinely a stronger-paying market for Insurance Underwriter work or whether the local benchmark sits closer to the broader national middle.
Insurance Underwriter Salary Trends in Wilmington, NC Over Time
Historical salary trend data for Insurance Underwriter in Wilmington, NC is available across multiple BLS wage years. The chart below shows how the local salary benchmark has changed over time.
* 2024–2026 values are modeled estimates extending from the last confirmed BLS benchmark. The last confirmed BLS figure ($61.0K, 2024) is extended with recent wage trend history, employment outlook, and tech-market signals where available, then replaced when official data is published.
Career Growth Opportunities in Wilmington, NC
Local career growth is strongest when it is read through both the city salary ladder and the broader national demand outlook. The city salary benchmark shows what this market currently pays, while the career path and BLS demand data show how that benchmark can expand with scope and responsibility.
| Metric | 2026 Outlook |
|---|---|
| Projected employment | 127k → 123.7k |
| Typical education | Most of these occupations require a four-year bachelor's degree, but some do not. |
| Related experience | A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified. |
| Local market anchor | 30 jobs with a median of $59,145.0 |
Factors Affecting Insurance Underwriter Salary in Wilmington, NC
Local pay rarely moves for one reason alone. In city markets, the biggest differences usually come from employer concentration, industry mix, seniority, and whether the role is tied to business-critical work that is harder to staff.
How to Increase Your Insurance Underwriter Salary in Wilmington, NC
In city markets, salary growth often comes from better positioning as much as from patience. These moves are most useful when you already understand the local benchmark and want a clearer path beyond it.
Insurance Underwriter Salary in Wilmington, NC: FAQs
These questions usually come up after readers compare the city benchmark, the statewide picture, and the local experience ladder. They help clarify how to read the market and what matters most when you compare this city with other options.
These FAQs focus on how readers searching for "Insurance Underwriter" usually compare local pay, employer mix, and market differences in this city.
What is the average Insurance Underwriter in Wilmington, NCs salary?⌄
What is the entry-level Insurance Underwriter in Wilmington, NCs salary?⌄
How much can senior Insurance Underwriter in Wilmington, NCs professionals earn?⌄
Does location affect Insurance Underwriter in Wilmington, NCs salary?⌄
Which skills matter for Insurance Underwriter in Wilmington, NCs salary growth?⌄
Salary figures use BLS OEWS wage facts for 2024. City pages use the BLS metropolitan area as the salary dataset, display the largest city as the public page name, and model experience bands from local wage percentiles.