As a resident of the great Pittsburgh PA, you definitely need a business insurance broker to help you get the best insurance policy.
This in turn can help you get a very decent insurance plan at a cheaper rate, and sometimes even on discounts.
If you’re interested in knowing how insurance brokers work and which ones are the best for you to hire in Pittsburgh PA, keep reading.
Who is an Insurance Broker?
An insurance broker is a specialist who serves as a middleman for the client and an insurance provider, assisting the client in finding the best plan for their needs.
Insurance brokers stand for clients rather than insurers and hence are unable to secure a policy in the insurer’s favor.
Difference Between a Business Insurance Broker and Insurance Agent in Pittsburgh PA?
An insurance agent serves one or more insurance companies and can assist you in selecting a plan, normally free of charge.
They, being familiar with the company’s offers, can, therefore, assist you in locating the best coverage their company has.
On the other hand, an insurance broker can assist you in looking for insurance coverage across various insurance companies.
Brokers are experts at examining policies from various suppliers. Hence, they can advise you on the type of coverage you require and can manage within your budget.
What are the Benefits of Choosing a Business Insurance Broker in Pittsburgh PA?
It is very normal to want to know what you’ll be benefiting from venturing into an idea for the first time. Therefore, here are some of the reasons why you ought to consider hiring a business insurance broker in Pittsburgh PA.
Business Experience
They have a good grasp of which plan is ideal for you. Because their earnings are dependent on catching up with developments in the insurance business, they are also specialists in the most recent policy advancements.
Chances of getting insurance at a reduced rate
Some insurance firms may provide special pricing on their products to the best insurance agents. So, depending on the broker you hire, you may be able to obtain some insurance at a reduced fee.
Affordable
Insurance brokers earn practically every cent of their money by selling insurance plans and services to insurance companies. So, aside from the first broker fees, you will not be charged for your efforts and work.
Bias is unlikely to exist
Insurance brokers are not affiliated with any insurance companies. As a result, when they present you with possible policies, the odds of bias are insufficient, if not non-existent.
They can supply you with the greatest insurance rates by locating the most suitable policy options.
Top 10 Business Insurance Brokers in Pittsburgh PA
The list beneath will give you an idea of the length of time they have spent operating this area, where they reside, what services and products they are offering, and the overall size of their agency.
1. Babb Inc.
Established in the Pittsburgh area in 1929, this firm currently has its headquarters in Wayne, PA, near Philadelphia.
It is a large firm that now possesses additional branches in Malvern, Pennsylvania, and Fort Myers, Florida.
Babb being the best insurance broker in Pittsburgh PA, focuses on business and personal insurance, as well as retirement plans.
2. Henderson Brothers
The popular business insurance broker was formed in 1893 and is headquartered in Pittsburgh PA, Pennsylvania. Henderson Brothers employs about 100 people in the Pittsburgh area.
This company provides insurance in all sectors, including risk control, compensation, business, private possessions, and catastrophe coverage. Customers in the building, energy, petroleum, and technology areas are also served.
3. Liberty Insurance Company
Liberty Insurance was founded in 1950 and is based in Pittsburgh, Pennsylvania, with other offices in Greensburg, Pennsylvania, and Allison Park, Pennsylvania.
This is a major insurance company that serves restaurants, properties, architecture, buildings, wholesaling, and healthcare enterprises. Liberty services over 7,000 customers on a local, national, and worldwide scale.
4. Simpson McCrady, LLC
Simpson McCrady, LLC. has been operating the entirety of the Pittsburgh area since 1985, with locations in Pittsburgh and Ligonier.
This company provides business insurance, compensation, personal insurance, and risk management services. In regards to individual coverage, this firm is a famous Chubb Insurance representative.
5. Seubert & Company
This is a very large business insurance broker agency in the Pittsburgh area, managing over 90 people. This organization also upholds an additional branch in Washington, Pennsylvania.
Seubert & Company offers insurance for a variety of industries but specializes in risk management and has a big contractor and construction customer base.
This firm has been servicing the Pittsburgh area for nearly 50 years, having been founded in 1973.
6. Rodgers Insurance Company
Andrew Rodgers launched the Rodgers Insurance Group in 1957. This insurance company is a small brokerage that offers business as well as private insurance to its clients.
Rodgers Insurance Group, headquartered in Pittsburgh, PA, focuses on policies for contractors, production, logistics, and wholesale businesses.
7. Marthinsen and Salvitti Insurance, Pittsburgh PA
Marthinsen and Salvitti Insurance Group is a close proximity agency in Washington, Pennsylvania. This team of brokers offers business, employee remuneration, property, life, and auto insurance for more than thirty companies.
Having been in operation since 1994, their strengths involve collaborating with educational institutions, bars, and eateries.
8. Duncan Financial Group
As one of Southwestern Pennsylvania’s biggest private insurance firms, this insurance brokerage provides financial services.
These include personal and business insurance, risk management and compensation insurance for employees, and staff incentive packages.
They are a part of the Keystone Insurers Group. Duncan Financial Group also features three main branches, one in Irwin, Pennsylvania, and two in Pittsburgh, Pennsylvania.
9. Sprowls Insurance Firm
Sprowls Insurance Group is an entrepreneurial insurance business with clients in Pennsylvania, Maryland, and West Virginia.
Their headquarters are in Uniontown, Pennsylvania, and they also have branches in Belle Vernon, Pennsylvania, and Friendsville, Maryland.
This agency is distinct in that it has access to Erie Insurance and other non-Erie firms.
10. TJS Insurance Company
TJS Insurance Group was founded in 1924 and is headquartered in Pittsburgh, Pennsylvania. This firm concentrates on employee benefits, property and liability insurance, investments, and personal insurance.
As of 2016, the Assured Partners, bought and therefore, took over the TJS Insurance Group till the time of publication of this article.
Conclusion
When working with insurance brokers in Pittsburgh PA, it is essential to know some things about who you’re working with.
But at first, you’ll need to have a basic knowledge of how brokers operate, and how they can be of use to you. This article outlines 10 of the best business insurance brokers in Pittsburgh PA for you to choose from.
